Zopa

An average review
They do not offer a payment holiday/ payment freezes which is surprising considering the last 18 months have seen the finances of many changes. Yes, it was easy to open to account when trying to rebuild credit (recommended through clearscore) but it was very disappointing that they were inflexible. Will decide what I will do with the account once I have cleared the balance.
This is a point for them to consider as yes repayments are ‘small’ but sometimes people would like a break.